Banks capital adequacy ratios were set globally, and, once set, remained fixed.

Similarly, banks would have incentives to game capital adequacy requirements by manipulating how capital and assets are defined.

None of the major banks met even the Basel 1 standards for capital adequacy.

There seems to be little appetite for proposals to vary capital adequacy requirements counter cyclically.

Moreover, the use of mechanistic rules to determine capital adequacy has also inadvertently encouraged systemic imprudence.

Ensuring housing adequacy

Since high risk premiums on government bonds endanger the capital adequacy of banks, half a solution is not enough.

Capital adequacy and liquidity risks should be assessed on a group level, rather than country by country how capital and risks are divided between countries is less important.

The recent agreement by the Basel Committee on Banking Supervision on a new capital adequacy framework is another positive step.

Similarly, banks would have incentives to game capital adequacy requirements by manipulating how capital and assets are defined. Indeed, investment banks like Goldman Sachs and Barclays Capital are already inventing new types of securities to reduce the capital cost of holding risky assets.

The Basel III agreement on capital adequacy and other recent reforms still have not ring fenced trade financing from these potential shocks.

First, sovereign bonds held by banks are treated as risk free assets under EU rules for calculating banks solvency and capital adequacy levels.

(iii) Adequacy of sanctions (article 11)

Relevance and adequacy of existing standards

Review the adequacy of existing legislation.

Furthermore, emerging international banking capital adequacy regulations (Basel II), make the credit risks rating of potential borrowers a condition for their access to bank loans.

Capital adequacy was a matter of judgment examiners would figure out how large a buffer a bank ought to have, taking into account its specific risks.

Many eurozone banks have made far less progress in strengthening their capital adequacy and liquidity than have American and British banks since the financial crisis erupted.

Where this is not possible, it means stringently restricting what they can do and imposing higher taxes and capital adequacy requirements, thereby helping level the playing field.

(a) The relevance and adequacy of existing standards

Haldane rightly complained that banking regulation has evolved from a small number of very specific guidelines to mind numbingly complicated statistical algorithms for measuring risk and capital adequacy.

The accuracy and adequacy of country office annual reports

and on the adequacy of the commitments therein 13

Following up on its conclusions on the adequacy of commitments, the Committee may wish to develop recommendations on follow up of the review of adequacy.

the report on the review of the adequacy of commitments

D. Review of the adequacy of commitments in Article 4,

B. Review of the adequacy of commitments in Article 4,

Work relating to follow up to review of the adequacy

Capital, sir, capital.

Keeping those loans on the books would have meant that a bank would have had to incur a large capital adequacy provision and monitor the loans performance, at a cost to itself.

While seven percent of all owners were living below adequacy standards, only two percent of all owners were actually in core housing need while experiencing adequacy problems.

(b) The geographic location and adequacy of interpreter pools world wide

The capital, the capital.

The key is to reflect on six kinds of capital goods business capital, infrastructure, human capital, intellectual capital, natural capital, and social capital.

(d) Assessing the adequacy and effectiveness of internal and external audit services

During this process the continued adequacy of controls should be carefully considered.

This raises many questions about the adequacy of the United Nations system.

taking decisions in response to the assessment of the adequacy of commitments

review of the adequacy of commitments in Article 4.2(a) and (b)

REVIEW OF THE ADEQUACY OF COMMITMENTS IN ARTICLE 4.2(A) AND (B)

3. Quality of outputs and services (timeliness of data information, services, accuracy, analytical rigour, adequacy of policy options, applicability of new concepts and methodology, objectivity, adequacy of services information, etc.)

X. Capital expenditures XI. Capital expenditures

The Committee intends to continue to monitor the adequacy of the audit fee.

We asked the Secretary General to report on the adequacy of existing arrangements.

the review of the adequacy of commitments (Committee documentation, report to COP 1)