Are you insured?

Aren't you insured?

Aren't you insured?

The baggage is insured.

I hope you're insured.

My house is fully insured.

I am insured for the car.

The house is insured against fire.

Many risks are gradually being added to the list of those that can be insured against.

The wait to insure option could cause the number of insured individuals to decline rapidly as premiums rise for those who remain insured.

If they do they should be hedged or insured, or the business plan should be changed to avoid them, or VaR should be increased.

Having access to insured credit, banks shareholders find it irresistible to borrow excessively.

All individuals over the age of 65 are eligible to be insured by the federal government through the Medicare program.

Tom's life is insured for three hundred thousand dollars.

It's a crying shame that they weren't insured against fire.

Clearly, the insured risks were a small part of the total risk.

The logic behind the separation was absolutely clear banks whose deposits were insured by the taxpayers should not be allowed to speculate with their depositors money.

But there remain about 54 million individuals who are not formally insured, and some insured individuals still face the risk of financially ruinous medical costs if they have very expensive medical treatment.

Moreover, the member state s liability to the ECB would enjoy super seniority status and be insured by the European Stability Mechanism against the risk of a hard default.

If my bicycle is insured against theft, I might buy a cheaper lock for it, making it more likely that it will be stolen.

Moreover, much of that risk, even if insured, continues to be borne in Japan, rather than being spread effectively to foreign investors, so Japan is still alone in bearing the costs.

Moreover, innovation in financial markets has made it possible for securities owners to be insured, meaning that they have a seat at the table, but no skin in the game.

Deposit insurance creates what economists call moral hazard, people who are insured against an unpleasant event are not as careful as they would otherwise be in trying to avoid that event.

Deposit insurance creates what economists call moral hazard, people who are insured against an unpleasant event are not as careful as they would otherwise be in trying to avoid that event.

A strong version of the so called Volcker Rule (designed to force government insured banks to return to their core mission of lending) might work.

In short, an overwhelming majority of Americans are insured, with government a major financer of health care.

Many of those who were insured discovered that clauses in their policies barred them from collecting full benefits.

Of course, we do not know for sure that these risks will mean higher insured losses in the future.

For these reasons, the insured was put at the disposal of the Second District Court and the sentenced person continues to be a prisoner at the Center for Supporting the Legal Consequences of the Crime.

Applying this process to large banks and to financial institutions that are not formally banks and that do not have insured retail deposits sounds fine on paper.

The cars are completely insured during the rental, and it gives drivers what they need, and what do they need?

Many small savers place their savings in so called money market funds that pay a premium over ordinary federally insured deposits.

The total insured property loss of Katrina, 34.4 billion according to an insurance industry estimate, even if expanded to represent uninsured losses, represents a miniscule fraction of world wealth.

Remember that in America s Savings and Loan crisis of the late 1980 s, the government had to bail out those institutions, because their deposits were federally insured.

Then there are various derivatives, such as credit default swaps, through which banks holding Greek debt have insured themselves against non payment.

Tom couldn't get his car insured because he had had six accidents in three years, all of which had been his fault.

The Bank of Russia has developed a draft directive according to which, starting from September 1 of this year, an insured driver would be able to receive a payout from a fully comprehensive vehicle insurance policy without a certificate from the STSI.

If they are not insured in advance, they will face major hospital bills that could cause serious financial hardship or even cause them not to receive needed care.

Such government insured underwriting distorts the market, giving big banks a competitive advantage, not necessarily because they are more efficient, but because they are too big to fail.

Because runs on banks can trigger widespread distress, governments explicitly guarantee insured deposits and implicitly guarantee all the other debts of mega banks.

Some investors don t have a sufficient level of financial understanding and, when purchasing bearer savings certificates, may assume that their investments are insured.

Not only does the state monitor the website s users, the source claims, but it has also insured Vkontakte s popularity over Facebook by obligating Internet providers to dedicate greater bandwidth to Vkontakte traffic.

With livelihood insurance, a private insurer would pay a stream of income to a policyholder if an index of average income in the insured person s occupation and region declines substantially.

It is no surprise that the big banks succeeded in stopping some essential reforms what was a surprise was a provision in the US Senate s bill that banned government insured entities from underwriting risky derivatives. Such government insured underwriting distorts the market, giving big banks a competitive advantage, not necessarily because they are more efficient, but because they are too big to fail.

The problem is that private insurance markets do not work well when the buyer knows much more about what is being insured than the seller.